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Teachers are assaulting students at record numbers. Many of these convicted teachers are either sentenced to No Jail time or very little jail time. Even Teachers merely accused of sexual assault are retaining their positions.

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Unfortunately, there is no legal requirement for schools or courts to help the students that were victimized. Oftentimes, students who were traumatized or victimized must hire expensive attorneys or either just settle for being a victim.

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SPM Resorts Fraud
SPM Resorts Fraud Investigation

Are you being billed for a timeshare that you do not own? Are you receiving invoices from SPM Resorts, or creditors recuited by SPM Reorts for timeshares that you do not own? Do you suspect that the U.S. Virgin Islands Tax Treasurer is engaged in tax fraud with the time-share industry? Are you receiving outrageous so-called maintenance fees invoices from SPM Resorts for a timeshare that you never saw, do not own, never visited, and that the South Carolina Attorney General refuses to even invesitgate? If you answered 'Yes' to any of those questions, then you are not alone. SPM Resorts, Inc. is a suspicious company with with a long and wide paper-trail of consumer problems.

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America's Problem with SPM Resorts, Inc., and the Timeshare Industry

The time-share industry is one of America's last remaining fraud bastions. Time-shares are generally worthless, and nearly impossible to sale or transfer. There is no foreclosure option that the U.S. Virgin Islands even recognizes. Public records indicate a deadline of August, 3rd, 2006, was provided to SPM Reorts, Inc. for a response to a consumer complaint. It is traditional for most companies to respond to consumer concerns, and certainly criminal allegations of fraud and identity-theft hurled against them. In this case, public files indicate that the deadline of August 3rd, 2006, came and went without any response whatsoever from SPM Resorts, Inc. Courts, judicial bodies, juries, and law enforcement officials generally treat unanswered allegations as true.

Apparently, are we to assume that SPM Resports, Inc. is of the opinion that?:

  1. SPM Resports, Inc. DOES BELIEVE THAT IT IS NOT subject to the same consumer protection laws that all other companies in the United States of America must abide by;

  2. SPM Resorts, Inc. DOES BELIEVE THAT IT CAN commit federal crimes without liability;

  3. SPM Resorts, Inc. DOES BELIEVE that the State of South Carolina will not enforce its consumer protection laws, and that it is routine for large or influential companies in South Carolina to use criminal methods in its business paractices;

  4. SPM Resorts, Inc. DOES BELIEVE that the State of North Carolina will not enforce its consumer protection laws with respect to the conduct of Meridian Financial Services,Inc, and that it is routine for that company to use criminal methods in its business paractices;

  5. SPM Resorts, Inc. DOES BELIEVE that it is routine for customer service in the time-share industry to be sub-standard.

Actions of SPM Resorts Speak Louder than Words

Regardless of whether the above hypothetical beliefs are true, actions speak louder than words. Either way, SPM Resorts, Inc., and the agency responsible for enforcing consumer laws in the State of South Carolina needs further scrutiny. Perhaps there is something going on with this company that neither I or many other persons know about.

No evidence of ownership at Tax Recorder’s office of the Virgin Islands

It is within the jurisdiction of the federal government or state officials to pursue criminal prosecutions of a person or company if that person or company transmits or sends fraudulent invoices to another person, sends letters to another person threatening to defame his/her character if a fabricated debt is not paid, and the company is illegally referring a fraudulent invoice to a collection agency in violation of the Fair Debt Collection Practices Act.

This Publisher contacted various government officials employed by the Office of the Recorder of Deeds on the U.S. Virgin Islands. Conversations with these persons yielded the conclusion that no recorded deed existed to support the claim by SPM Resorts, Inc.

Recruitment and Illegal use of Meridian Financial Services, Inc.
Cease and Desist Notice

On or about June 10th, 2007, the consumer claims that an employee of Meridian Financial Services, Inc. contacted the consumer via letter. The employee used the name “Stephen Quitman.” The letter suggests he was based at 21 Overland Industrial Blvd, Bldg #1, P.O. Box 1410, ASHEVILLE NC 28802-1410. However, an additional investigation and telephone trace determined that Mr. Quitman was not in North Carolina but was really in Nevada at 3140 Polaris Ave, Suite #3, Las Vegas, NV 89102. This address is shared with CREDIT MAX LLC.

Public records indicate that Quitman used the U.S. mails to send the consumer an invoice that the consumer claims is a fraudulent invoice. Quitman was listed as the lead contact person on the invoice. However, telephone calls to Mr. Quitman for verification of the invoice were not returned.

Recruitment of Corrupt Collection Agencies

Statement made by Meridian Financial Services:

"Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid"

On or about JULY 19TH, 2006, public records indicate that a consumer sent a certified letter to SPM RESORT MANAGEMENT, at 1051 SHINE AVE, MYRTLE BEACH, SC 29577 to the attention of "Tom Anderson." The letter disputed the validity of the debt or invoice claimed by SPM Resorts, Inc., and requested documentation for verification of the same. The consumer sent a notice to SPM Resorts,Inc. More than a year later, SPM Resorts, Inc., had not responded to the letter but continued to send invoices that the consumer contends were fraudulent.
On or about July 30, 3007, a Complaint Analyst employed by the Department of Consumer Affairs of a state Consumer Protection agency sent a letter to Ms. Barbara Feagin, Executive Secretary of Compliance Dept., Real Estate Commission and Appraisal Board, located in South Carolina. The letter states "Our evaluation of the complaint indicates that your agency has jurisdiction in this situtation."
On or about August 6th, 2007, a second Complaint Analyst employed by the Department of Consumer Affairs, received a copy of consumer's complaint, and contacted SPM Resorts, Inc., in regards to the same. A specific deadline was set for a response. The Complaint Analyst sent additional notices to SPM Resorts, Inc., and each notice informed SPM Resorts, Inc. of the consequences of a non-response. SPM Resorts, Inc. did not issue a response in the time frame stated. As of September 22nd, 2007, neither had the consumer received a response from SPM Resorts, Inc.
On or about July 30, 3007, a Complaint Analyst employed by the Department of Consumer Affairs of a state Consumer Protection agency sent a letter to Ms. Barbara Feagin, Executive Secretary of Compliance Dept., Real Estate Commission and Appraisal Board, located in South Carolina. The letter states "Our evaluation of the complaint indicates that your agency has jurisdiction in this situtation." However, despite receivng an official government referral, the consumer claims that neither Barbara Feagin or any person associated with the Real Estate Commission and Appraisal Board, located in South Carolina, sent a response to the consumer as of the date this article was published.
NAAS DEIA records indicate that not until October 19th, 2007, did a Paul D. Goodrich author a simple one-page letter to Valerie Rankin of the South Carolina Consumer Affairs. That letter, and the original complaint, was received and stamped by the South Carolina Dept. of Consumer Affairs. In his letter dated October 19th, 2007, Paul D. Goodrich, who titled himself as Vice-President, Inventory Control, makes no mention of and does not discredit the existence of a so-called Tom Anderson. South Carolina law requires complaint records against South Carolina companies to be made available to the public; this Publisher has no control over the willingness of that agency to enforce its own laws. Tape-recorded phone calls and other evidence may yield who this mystery person is.
South Carolina law requires complaint records against South Carolina companies to be made available to the public; this Publisher has no control over the willingness of that agency to enforce its own laws.

ScholarshipPoints: Scholarships, Grants, and Financial-AidHow to Decipher the Relationship between SPM Resorts, Inc., BlueBeard's Castle Hilltop Villas III, Fairfield Resorts, and Others

Although difficult to reach, we tracked down SPM Resorts, Inc. employee Paul Goodrich and forced him to answer detailed questions in regards to the operations and management of SPM Resorts, Inc. We also directed correspondence to an attorney claiming to represent SPM Resorts, Inc. Finger-print records on postal receipts also suggest Paul Goodrich was responsible for or knew the person handling certain mailed matter regarding SPM Resorts, Inc.

We take seriously consumer complaints detailed by little persons against large companies with extreme influence. SPM Resorts, Inc DOES NOT PRINT OR POST A COMPLETE HIERARCHICAL diagram that explicity outlines the various functions and purposes of interelated groups, and time-share associations. To keep consumers confused, it is common for timeshare management companies to create confusingly similar names, and trade associations. We requested that Paul Goodrich provide to us a omplete list of fictitious DBA names associated with SPM Resorts, Inc, and its various clients, and the relation of SPM Resorts, Inc with Fairfield Resorts.

It is difficult and confusing for the typical consumer, government agencies, and others to decipher the complex web of the various groups interconnected to the development, management, and sale, and re-sale of time shares. Many of these groups have very similar names, change their names, buy out their affiliates, but retain their old name, and many are associated with several ficitious names.

ScholarshipPoints: Scholarships, Grants, and Financial-AidRe-Direct Consumers to a Different Timeshare Entity

Most timeshare owners do not know the difference between BlueBeard's Castle Hilltop Villas III, BlueBeards's Castle Inc, BlueBeard Resort Developers. Time-share owners who complain about one entity are often told that the entity they are complaining about is either not responsible for the alleged grievance, and then instructed to somehow figure out the chess pieces on their own. Confused consumer protection agencies, especially those in the uneducated regions of South Carolina, have not a clue about who, what, and where, and how many of these different or similar companies and departments operate. Unless the consumer is a well-connected citizen of the state, the Department of Consumer Affairs will simply not prosectute, review, or even assist the consumer in the matter.

Whereas in areas on the East coast, prosecutors have skilled and educated teams from Ivy league schools that may often deal with complex issues of securities fraud, stock option fraud, etc. In South Carolina, where many time-share operators operate, it is not uncommon for persons employed by consumer protection agencies to be barely literate. In keeping with the tradition of the South, one can imagine that these same persons may be reluctant to investigate the employers of their wives, husbands, boy-friends, lovers, neighbors, and friends. No matter how persuasive the facts, the South Carolina Department of Consumer Affairs is a running comedy. The Real Estate Commission and Appraisal Board, of Columbia, SC, led by Ms. Barbara Feagin, is a Flintstone drama.

This report will review the possible motives for the similar-sounding companies that many Time-share players use, and their relatively different functions and purposes.

ScholarshipPoints: Scholarships, Grants, and Financial-AidTime-Share Sells at Virgin Islands Equated to Use-Car Sales

Based upon the personal experience of this Publisher, from the moment you disembark from your airplane, tourists who visit the Caribbean islands of St. Thomas Virgin Islands, St. John's, St Kitts, and nearby islands are often targeted by over-zealous salespersons hawking scam time-shares. This is not to say that SPM Resorts is behind this conduct of selling time-share scams; according to unverified statements made by Paul D. Goodrch that were not signed under penalty of perjury, and that were not witnessed by NAAS DEIA agents, he claims that all SPM Management Inc does is manage various time-share properties after the sale.

My visit to these islands was similar to visiting a used car lot. Instead of cars being the commodity, hard-to-sale time-shares were being hawked.

ScholarshipPoints: Scholarships, Grants, and Financial-AidSelling Time-Shares Remains a Lucrative Scam

Selling timeshare shares can be a lucrative business and a lucrative scam. Consider an article posted by Tony on the Topix network, he claims that:
Fairfield Resorts sales employees brag about making $40,000-$50,000 per month while working only 30 hours. They do that my lying, misleading and cheating customers. They lie about the resale values, the ease of reselling and the usage or availability and don't always disclose the annual fees. This business is not regulated nearly enough and their recruiting metthods lure every salesperson looking to get rich quick, regardless of their tactics.

To 'bait' these tourists, they are often asked to complete guest-cards to be eligible for free or reduced price excursions to the various night-spots and entertainment hubs on the islands. These cards require listing their name, mailing address, and phone number. Unbeknownst to these tourists, however, is that this information can subject them to fraudulent practices of identity-theft, and misrepresentation of their name on a real estate deed for property in the U.S. Virgin Islands that they do not own and have never seen.

Although the mechanics of the scams vary, the bottom line is that many tourists are baited into 'deals' they are not aware of until they have left the island. As for the excited tourists who really believe they have legally bought a time-share unit, it is often the case they later find out their unit either does not exist, was demolished, is owned by another person, or that the developer who claims ownership of the unit was not the legal owner after-all, and therefore had no legal right to sale something it did not own in the first place. In some cases, phony or barely legal real-estate deeds are prepared and recorded in the taxation office of the Virgin Islands.

Rarely, is there a happy and satisfied owner of time-shares.

The time-share industry is full of crooks, scams, and determined thieves whose number one objective is separating the consumer from his/her pocket book, sticking the consumer with so-called maintenance fees, and then using corrupt tactics to enforce its will upon the consumer.

ScholarshipPoints: Scholarships, Grants, and Financial-Aid*Public Service Annoucement Against SPM Resorts Inc., and the Time-Share Industry

This ia a public service announcement that details scams by time-share companies, time-share management companies, and the key players in the time-share industry in general. One of the principal time-share management companies in the U.S.A. is Southern Property Management, Inc., a/k/a/ SPM Resorts, Inc.

SPM Resorts, Inc. is based out of Myrtle Beach, South Carolina. Public information indicates that this company is responsible for the management of numerous time-share properties throughout the United States, as well as the U.S. Virgin Islands. When using the name SPM Resorts, Inc., this company is responsible for invoicing alleged time-share owners specific annual dues or maintenance fees that that the management company claims are "owners" of the certain time-share condominium interval units.

However, as this reports reveals, we have evidence that this company ALSO bills persons that disputes ownership. A consumer alleges that SPM Resorts manufactured an illigitimate and unilateral real-esate deed that was never authorized, or agreed to by a consumer. The consumer also claims that SPM Resorts, Inc. refused, and failed to produce an original bill of sale, time-dated, and agreed to by the consumer when requested and demanded by a consumer. Despite this lack of evidence, SPM Resorts, as alleged by the consumer to a South Carolina consumer protection agency, continues to invoice the consumer. Records indicate that the consumer refuses to pay what he consuders is a fraudulent invoice. Collection agencies recruited by SPM Resorts, Inc. have been alerted to this apparent scheme, but accept fees from SPM Resorts, Inc. to ignore the non-existence evidence of a debt falsely claimed to be owed by the consumer.

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